Selecting The Best Payroll Service Provider In Your Area

In order to select the best payroll service provider in your area you must follow these instructions.  When you hire new staff you will need to discuss their remuneration and once an agreement is reached you will need to make sure the appropriate payroll taxes are remitted to the government or you could end up in serious legal trouble. What you need to do is go on the Internet right now and collect the names of all the firms that offer these payroll services. Now that you know their names you can start the screening process. If you follow these suggestions you should be able to identify the top payroll service provider in your area so let’s begin the process.

payroll service

Key Things To Consider When Sourcing For The Right Payroll Service Provider

Now that you know the names of all the local payroll service providers you can start screening them in close detail,  try and identify the one who is clearly the best choice. Find out how many years each of these payroll service providers have been in operation, firms with more than 5 years experience are usually more effective than those with less than 5 years experience. Once you have identified all the local payroll firms that have more than five years experience you really need to look at their pricing. While reviewing the prices that are being charged by each of these payroll service providers you need to confirm they will remit payroll taxes to the government as well. These “payroll taxes” must be paid promptly or you could be hit with massive fines or even jail time !

Once you have completed the pricing review and have located the payroll service providers with the most competitive pricing you will need to move forward to the background verification process. The reason you need to verify the reputation of these payroll service providers is to determine which of them has the best track record with the public. Since there are many websites that will rank and review these payroll service providers you should visit each of these websites and read over the comments that were made. While reading over all of the testimonials that were uploaded there should be a few payroll service companies that have considerably more positive reviews than all of the others. When you have spotted the firms that actually have the best reputation you can move forward and engage their services.  Now would be a great time to start doing your research so you can get back to growing your business knowing your payroll issues are being dealt with properly.

Are Self-Managed Super Funds Really Worth the Hype?

The popularity of self-managed super funds (SMSFs) has continued to soar through the roof. The rising acceptance is no doubt unconnected to uncertainty surrounding the stock market, with many investors suffering significant losses in recent years. These funds are among the fastest-growing investment vehicles today. But you may wonder: are these self-managed superannuation funds really deserving of the massive hype?

self managed super fund

One of the appeals of self-managed super funds is the fact that they are open to virtually everyone, provided they have access to the right abilities and skills. Also known as a Do-It-Yourself Fund, an SMSF usually has a maximum threshold of four members. One thing that stands self-managed superannuation fund apart from other types of funds is the fact that its members double as its trustees. You may click here to find out more on these special funds.

Benefits of Self-Managed Super Funds

There are several benefits that can be reaped from having do-it-yourself funds. Below are few of them.

Total Control

If you desire freedom and to be in complete control of your money, self-managed super fund is a good choice for you. It gives you total freedom to control how investments are made. You can also influence the rules guarding the operation of your fund to an extent. For example, you will be able to make useful input into rules on tax strategies, accumulation decisions, retirement planning and asset allocation, amongst others.

Diversification of Investments

Since being a member of an SMSF also makes you a trustee, the associated right to control allows you to choose any type of investment that you feel would work for your financial goals. You do not have to rely on a total stranger to make such vital decisions for you. The freedom is there for you to invest in a variety of assets, including shares, property, bank deposits and even managed funds. Diversification enables you reduce your exposure to risk on individual asset.

Tax Concessions

Another benefit attached to self-managed super funds has to do withtheabil2defer tax payments to a later date. Unlike for some other types of funds, trustees are allowed to postpone the lodgment of their tax returns. This makes more funds available to trustees for making further investments.

Cost Effectiveness

An SMSF offers an avenue to cut down on costs and make savings in the long run. This is because of the fact that the costs of managing such a fund do not rise over time. Cost effectiveness rises as fund account balance becomes higher.


The fact that the number of members of an SMSF is limited does not mean the death of a member can spell the demise of the fund as well. The benefits that accrue to a member can be paid to his spouse and/or children if he happens to die.

Relevant Things to Note

For a self-managed super fund arrangement to work, it is essential for the trustees to possess or have access to the right skills or expertise. Administration of the fund can become a nightmare without these abilities. But you should be just fine if you have access to professionals such as those at Aside helping to set up a fund, these people can as well assist in administrative duties such as preparation of financial accounts, auditing and filing of tax returns.

It is also pertinent to point out that the ability of the fund to diversify by investing in a wide range of assets can be inhibited by limited resources. You may find it impossible investing in all assets you would love to without adequate resources. It is therefore essential that you know how to make the most out of the resources you have at your disposal.

There are rules and regulations that you have to ensure at all time that your self-managed superannuation fund does not run afoul of. This is why it helps to seek the assistance of a professional if you are unsure of your ability to stay in line with legal requirements.

Pets: The Latest Trend in Fashion

Well you must have heard of the Hilton girl’s doggies. Probably you have also heard about the football outcome know all octopus. Whatever. Well the latest trend that is currently making headlines in the glamour business is pets. Celebrities worldwide have been seen going into great lengths to acquire a pet of their favorite animal.

With the recent growth in the protests all around the world over animal cruelty and seize of hundreds of tanneries and animal leather industries worldwide, suddenly it has become fashionable for you to adopt a pet. As if having a pet and caring for him/her makes you a handsome and attractive person.


You can now win the confidence of your friends or even colleagues at work by caring for your own pets. A major research shows dealmakers with well-fed pets have a higher chance of landing into a deal than people with no pets. You can adopt a cute looking cat or a rabbit if bigger animals turn you off. A cat can be wonderful companion. Whole websites have been dedicated for understanding the way of cats and taking proper care of them. You can check out this site for more information.

With the four footed friends suddenly finding wide spread acceptance in the human realm, its high time you go for having a cat or dog in your family. With your new found image of a pet lover you can really rock your friendship circle. With this trend slowly starting to develop as a style statement, hopefully a few more of your friends might start following in your footsteps and eventually some of the animals might find a home. It is often said a pet who is really loved and well looked after secretes the similar hormones in its brain as one secretes when in love.

Animals have a heart too. Having a pet would thus not only help you gain the upper hand as a style statement but also provide you with some wonderful non-compromised company and affection. Especially if it’s a cat or a dog they can also help you keep out strangers and mice as well. A cat is known to be very possessive about its prowling areas. It can help you deliver you house and its belongings from the evil mice who want to nibble and destroy everything.

A little tip for the superstitious lot out there. The next time you go for a deal, feed your cat with the best fish in the market prior to leaving the house. (LOL).

Do you really need that new member of staff?

So, business is doing well and you are thinking of recruiting another team member, but before you do, just take some time to think if it really is worth the cost of another wage packet. OK, perhaps it’s not encouraging economic growth by suggesting you don’t give some lucky person a wage packet every week, but primarily your business must come first. It’s surprising how many small companies start to get into financial trouble if they have too many staff members and there are ways that you can cover other job roles with existing team members or using online tools that can do the work for you.

For example, if you have a company where you need to keep track of metrics, such as subscribers, payments and revenue, you may think you need to hire someone to do data entry for you. This might not be necessary. Stripe Analytics is a good example of an online tool that can keep record of all this information for you and to make it even more appealing its free (depending on how many subscribers you have). Even if you are above the free limit the subscription costs are very reasonable.

Think about the members of staff you have now. Do any of them have other skills that you are not utilizing? You might be surprised to find out that your sales rep also has experience in administration, or your packer can actually do book-keeping as well. It might be worthwhile calling a staff meeting or talking to the staff individually and find out if they have any other skills they can bring to the company. If you find out that some of your team members can offer other things then you might be able to split their workload with other members so that you can free them up for a few hours a week. This way, you get the extra work done without needing to hire another staff member.

As an incentive you could give them a wage increase. This will definitely be cheaper than paying someone else. Your staff members might also be happy to increase their working hours in order that they can carry out other work for you. In all honesty it is a fairer option to give your existing staff members the opportunity to earn more money than it is to bring in a new staff member.

Another option is to look at how much workload your existing staff actually have. Are some of them at a loose end for part of the day? You might be surprised how common this is once you observe your team for a few days. If you have a team member that is only actually working for 20 hours a week and spending the other 20 hours doing tasks that aren’t that important, or can be carried out by somebody else, you might have that new recruit you need. If the work that needs doing requires some technical knowledge you might be able to enrol this member of staff onto a college course. The cost of a course (even if it’s online) will be a lot cheaper than a yearly salary.

With a little bit of thought and investigation you might discover that you really don’t need a new staff member. Of course if none of the above tips prove fruitful then hiring a new staff member might be the only option. Just explore all avenues first beforehand to make sure taking on a new staff member is your only option.

You might hit more cars now with my new car’s auto detect function than before it came out.

BLENDINGHave you gotten into the latest “gotta have this gadget in your new car” craze yet?  To be honest, hope and pray that you aren’t in the market for a new car as of right now.  It used to be all one had to do was put the key in the ignition, turn it, start the car, turn the radio on, put it into drive and hit the gas pedal.  Don’t forget to brake for skateboarders even though you might feel a slight urge not to.

Now you have key codes to enter your car, or key fobs that you just wave in front of your keyless entry automobile (how do you get in if the key fob ever takes the day off and decided not to work?).

You also have internet GPS systems that will give you directions while driving and tell you when your turn is 3/10ths of a mile ahead on your right.  To think you thought it was 4/10ths of a mile ahead on your right.  What would you have done without that nugget of information?  Wait a minute, how far is 3/10ths of a mile by the way, and do I have time to wait for someone to let me over into the right lane before my turn comes up?  The trusty GPS forgot to mention that.

GPS’ and internet hot boxes in cars to me are just as dangerous as would be reading the local newspaper while driving yourself to work.  It will speak to you sometimes, yes, but it also shows you your location on the map and you have to lean over and look at it and try to make sense of it while keeping your eyes on the road.  Kind of notice that most people haven’t mastered that art yet by the number of accidents caused by playing with their internet hot box as you read in the paper while driving to work the other day.  Did you also get to read about nutribullet reviews while you were exiting the highway?  Hey, when you want information go right to the source.

A favorite new techie gadget for the internet in the car is that it does not only show you if there is a car and how far away you are from it as it is driving behind you as you’re backing up.  Another favorite, easy to learn and hard to master (okay that’s a lie, it’s hard to learn and hard to master) it that you can also look at the screen in your new car as it shows you how to pull into a parallel parking space.  Are you the yellow rectangle or the blue one?  Is the red box the one you’re supposed to align the purple box next to?  To think, you thought old school ‘look and fit’ into the space was tough.  It’s easy as cake compared to all these colored boxes.

If you’re in the market for a new car, be sure to ask the dealer to show you how these things work before you drive off the lot.  Otherwise you’ll be as useless using them as you would back in the day you read the paper on your drive to work. IF your interested in a great blender, check out blender judge and be pleasantly surprised.

Three Alternative Things You Can Put In a Gun Safe

STUN GUNGun safes are a great thing. They keep those deadly weapons out of our hands and locked away in cold dark places where they belong. Some are small, and some are big, but all are the best gun safes. But have you ever wondered what else you could put inside one? Well, we have, of course. There’s so much a safe could be used for, but we managed to narrow it down and here are some of our best ideas.


–       Perishable Goods

Why not stuff that safe with apples, oranges, sliced pan and mashed potato. Keep it hidden in the safe until one day, years down the line, you remember and you pry that bad boy open and investigate what in the world has developed inside. Explore a greeny brown world of goo and fungi and let your inner seven year old boy run wild. Treat it as a mid life experimental crises. Instead of splurging out on a flashy car or a younger wife, why not simply test out all the different things that can go off in a safe. Toss in a feral cat, an alien life form, the local drug dealer, whatever you think will make the strangest experiment for your safe.

–       Small rodents

Nobody likes pests. They leave their droppings and steal your cheese. They squeak at night and run around during the day. Sure, you could get some traps, or a cat, or an exterminator, but where’s the fun in that? Why not convert that safe into an oversized trap and keep your new pest as a pet! Teach it tricks. Teach it to love the darkness. Teach it to obey its new master and maybe, just maybe, teach it to rid you of any other pests you might have in the house, like, say, small children and nagging neighbours.

–       ‘Personal’ Magazines

We all get lonely on Saturday night when the flatmates are away or the wife is visiting the devil, er, the mother in law. So where better to keep all those ‘mens’ magazines than a safe? Keep the code to yourself and none should be the wiser! Except you of course. So why not pick up a safe and think of your own things to put inside. Apparently guns work well, but hey, what do we know?

How To Keep That Youthful Figure

172181_he-fitness-apps_RRD_Being young is fantastic, it truly is the best stage of life. Everything is so new and vibrant and full of possibility and wonder. Wait till you start paying rent and bills and figuring out how to mix families, then it gets complicated. Of course, that’s not to say being a teenager is easy, but it’s certainly more fun. Right now, your body is at its prime. You’re full of energy, even if you don’t think you are. If you put your mind to it, you can accomplish anything. But that fades with time. Life gets in the way. Stress happens. Basically, you start getting older. That might seem a long way off right now, but the best way to combat the effects of age are to start young. So why not stay in shape with the Raspberry Ketone Max?

–        What Is the Raspberry?

Basically, the Ketone Max is a food supplement. It’s a handy shake that gives you all the nutrients you need but isn’t calorie heavy, which lets your body burn off any excess you have lying around. Shakes are a great way of keeping your figure vibrant and youthful. A lot of them allow you to skip lunch and instead snack on a shake. That way you aren’t putting in those carb heavy school lunches, but you’re still getting all the good stuff your body needs.

–        What Happens?

With the Raspberry, you can even keep your diet plan the way it is, because it uses a whole new way of dealing with fat. It actually shrinks the cells down, making them smaller and easier to burn, which means you can lose any excess weight without even having to think about it. On top of that, it’s full of anti-oxidants. As we go about our day we collect Free Radicals, which are tiny molecules of Oxygen. These free radicals cause massive damage to our internal structure, but anti-oxidants collect them and turn them into something totally harmless. If you want to keep your youth, anti-oxidants are the way to go.

–        How Can I Trust It?

We all hear horror stories. People getting sick or the shake snot working the way they’re meant to. And a lot come from overseas where they don’t do things the same way we do. But the Raspberry is born and bred in the USA. It follows government regulation and it specially designed to be a top quality shake. At the end of the day, the best way to know it is to try it out. So have a go, if it’s not for you, you can always stop. Until then, shake away and stay in shape.


Are you pro-breast feeding in public or against such a display of natural womanhood?

breastfeeding-702517You’ve just had your baby and are on top of the world, except at breast feeding time.  Nutritious and delicious for baby, but for you, well, let’s just stick with it has to be done.  Now it’s time to rejoin the human population by taking baby out with you on a get together with a friend for lunch.  She wants to see the baby and you’re not ready for a babysitter yet, so the little one is coming with.

So you meet at the restaurant for lunch and it actually feels good to be out.  It’s been awhile since you’ve been consumed with all things baby, and no time for you.  Your friend can’t help but gush over your little bundle of joy and the baby is being good.  You order the meal and sit back and chat awhile while you wait for your food.  You’re looking forward to the meal as in it’s been so long since you’ve been to a restaurant and had someone else do the cooking besides you, and also; you’re hungry.

The waitress brings the food to the table and both you and your friend dig in.  Laughing and talking while enjoying your meals.  It hasn’t been a bad experience at all and you find yourself wishing that you had done this much earlier and not waited so long.  Halfway through the lunch your precious bundle of love decided that they want to eat too.  How do you know this?  Because it’s near the normal feeding time and the baby has a set of lungs that are fully formed and functional and are primed, letting out cries and screams.  Your friend doesn’t seem to mind, but as you look around the eatery, you notice that some people are staring with stoic looks on their faces and you feel about the size of a grape.  What to do?

Well, you have a breast pump and could of brought a bottle, but you’ve never used it as you’ve been home doing all the feedings.  Besides, everything has been going smoothly so the breast pump you got at your baby shower is still in its box sitting in the nursery.  You know it’s a good one, listed as one of the best breast pumps in various review websites. Now would have been a great time to of tried it out and actually had breast milk ready for your baby.  Do you take out one of your breasts and feed your baby right there at the table?  You’ve seen other people do it, but you’ve also seen some of the looks that it garners from other people around.  Do you go to the bathroom to do it?  You feel like you’re in the middle of one of those Choose Your Own Adventure books you liked to read in grade school.

You’ll never know what she did.  Why?  Because I’m twisted, this site is twisted, and I love letting you think things through and let you figure it out.  I’m not going to tell you.  Going to let you process the whole idea.  It’s the world we live in.  What would you do or have you done?  I will tell you this though, I’m sure reading and learning how to use a breast pump is in at least half of your guesses.

Do you have a web site yet?  Don’t worry, you can and you will


CSS BUTTONI never knew until it was pointed out to me that anyone with a computer can have a website.  Not only that, but that there are companies out there willing to hook you up one for free.  (My wallet was happy to hear that part.)  So my mind starts whirling about all the hobbies I’m into and things I’d post on the web and spent an entire day with a piece of paper and a pen trying to jot down ideas of what I could do.

Most of the sites are free or low cost and have tools built in that help you build a website like a pro.  From backgrounds and adding pictures to even being able to make css buttons to tailor your site so it stands out even more.  Next thing you know, I am sitting with a blank piece of paper in front of me and a pen in hand ready to jot down ideas on what I could write a site about and what I would make it look like when I use their web tools to put it together.

Pretty soon I realize I am more interested in making buttons and posting pictures than actually what I’m going to be making buttons for and what kind of pictures I want to post online for people to see and share my site.  You could easily wind up in this same situation.  Better luck to you because now I am still looking at a blank sheet and have jotted down no information on what I could actually make a site about.  There’s only half a zillion things I am into, but not one of them has appeared on the paper before me.  However, I know a web button that would look good at this point, just not what for… yet.

So I’ll try this from another angle and find a good free site to try something out on just to see if I can get the hang of this website thing.  You’ll be best off to do it this way because once you’re actually where you’re going to build your piece of history on the information superhighway you’ll see that just by looking at ways you can set up banners and images, it’s then the ideas come pouring in.

Of course now to pick the idea that you want to share with the world at large. The site has many different styles to choose from. Do you want to have a blog that people can join in on, or do you want a site that winds up putting your hobby all in someone’s face as the best hobby ever.  You could even wind up with a site that becomes popular and gets a lot of visits when you see the site you’re building has a traffic tracker.

The things in your mind spiral around out of control and it seems you’re going to take everything that interests you and put it out there for the world to see.  Who knows, someone might have the same interests and actually find your site entertaining and visit often to see what’s going on.  I will say this, if I can do it, you can.  Just don’t be like me and post a site with nothing but buttons to press that look like they are going to take you to something cool, but really just show you pictures of my cat Fluffy when you push a button.  Hey, I figured the buttons out!

A sequel to the prequel’s sequel…  Say what?!

SUPPLEMENTSFirst there was the original, then there was the sequel, then there was the sequel to the sequel.  And so was born the trilogy.  Were we content to keep it there?  No.  We had to make a prequel, then a sequel to the prequel, then a sequel to that prequel’s sequel.  There you have it folks, another trilogy.  When did we stop getting original and start expanding?  I don’t know about you but I’d like to see something original that’s so good it leaves it mark.  It’s leaving you inside your own mind making up your own prequels and sequels.  It’s called imagination.  What we have become today is mass marketing.

We do it with not just movies, but everything.  Take food for instance.  You buy a nice whole chicken to roast for Sunday dinner.  Naturally there are left overs.  So what do we do, we make a sequel to Sunday’s dinner for Monday’s dinner.  How about roast chicken tacos, sounds good and not too much work.  There you have Monday’s dinner.  What about Monday’s leftovers?  What on earth do you do with leftover taco flavored chicken?  Have a sequel for Tuesday of Mexican casserole and make that Sunday’s roast chicken into a trilogy!  I guess sequels are in our blood.

When you’re not snacking on leftovers, you should try finding out about taking supplements that can help get your protein and energy and good stuff in-between your meal sequels.  Try and see what you can dig up.  Step outside of the sequels and see meals in a new light. Try this helpful site for even more info about some that can help with fat burning too.  Don’t worry, no sequels are involved.

Speaking of another medium for sequels, video games seem to be running the gamut.  Speedily too it seems.  It seems the game you’re playing and totally enjoying already has a sequel in the works that will be out before you’re even done with the first one.  How to keep up you may wonder if there are 2 sequels out and you’re still on the first one!  At least you know your series lives on and there will be more to discover albeit it a lot of backtracking to those who don’t start with the first game when the 3rd or 4th is already out.  How does one keep up?

Next time you get the itch to watch a movie, support originality a little and rent or go see a movie that doesn’t have a prequel or a sequel attached to it.  You might wind up being pleasantly surprised and find something a step out of the loop that trilogies and beyond seem to drive you into like a mindless zombie.  That is how they are treating you.  That you’re lining up to see the latest in what is turning out to be an endless movie with a beginning but no end in sight.  Don’t be a prequel or sequel zombie.  Try something fresh and new and find yourself amazed that there is more out there.  Think outside the box!